Performers who work with champagne (or any liqour)
Whether you are performing high above the crowd while pouring champagne or wearing a champagne skirt, incorporating alcohol into your act can make for a unique and memorable event! However, when alcohol becomes part of your performance, it is important to understand that there can be more than one type of liability exposure involved.
Before you pop the champagne, let's talk insurance!
Common acts
We recognize that other types of acts exist, but the most common acts we see incorporating alcohol
Can insurance cover part of my business?
One of the more difficult conversations we occasionally have with clients who are looking to insure their business starts something like this:
"I only do that operation once in a while. Can you cover part of my business?"
It is a fair question! Unfortunately, the answer is usually no. Let's talk about why!
Insurance is written for your business as a whole
When an insurance company evaluates your business, they typically look at your overall operations, not just one service or activity. Why? Your
I need event insurance...but what kind?
One of the most common inquiries we get starts with "Can I get event insurance?" You probably would not expect this to cause confusion, but it can! This is because the phrase "event insurance" is used to describe two completely different types of policyholders. Let's break down the differences!
Single event coverage (you are participating in the event)
If you are a performer or vendor who has been hired to work at an event, you are most likely looking for a Single Event (SE) Commercial General
Navigating contracts
Let's set the stage...
You just nailed down your next gig, and in comes the contract. As you are reading through the requirements, you suddenly find yourself staring at insurance jargon, wondering, "Does my policy cover this?" Or, "Do I even need this coverage?"
Sound familiar?
While every event, venue, and/or entity has the right to set its own requirements, many use standardized contracts that are not always tailored to your specific operations. The good news is that contract requirements are
All about foam party coverage!
They're colorful, high-energy, and a whole lot of fun...what are they? Foam parties!
Foam parties have become increasingly popular at events all across the United States. However, like any interactive business, they also come with unique risks. That's why having the right insurance matters. Let's dive in!
How does SIA's foam party coverage work?
If you host foam parties, each foam cannon operator can obtain liability coverage through SIA's Group 3 Performer Policy. The Performer Policy covers